Mortgage Brokers Lake Macquarie

There are so many benefits to using a mortgage broker. Not only do they simplify the home buying process, but they also save you time. Other benefits include:

• Acting as a ‘middle person’ when it comes to the relationship between you and the lender.
• Managing your savings while they prepare you for pre-approval.
• The sourcing and presentation of multiple lending scenarios.
• Managing your expectations while simultaneously advocating for transparency.
• Assisting with stakeholder management – both internal and external. 

Mortgage brokers don’t work for the lender – they work for you – which means they have your best interests in mind. The home buying process is made simpler by brokers who: 

•   Are experts in the industry.
•   Save you time.
•   Are on your side.
•   Get to know your financial situation.
•   Do the work for you.
•   Can access things you can’t.
•   Can guide you through the process.
•   Advise you as to whether you’re eligible for deals and rates, such as the NSW First Home Buyer Grant and the NSW First Home Buyer Assistance Scheme.

Everyone’s circumstances are different. Regardless of how far you are into repaying your mortgage, here are some of the benefits you could get by reassessing your mortgage.  

•   Decreased monthly repayments.
•   The opportunity for fixed monthly repayments.
•   Opportunities to make extra repayments
•   Debt consolidation.
•   Acquiring cash through the equity in your home