How your business will succeed with Inovayt
Business-centric solutions
We’re for business growth. Our experts tailor solutions to suit your unique business needs and goals, with loan approvals in as little as 4 hours.
Expert guidance
Working as an extension of your team, our experienced advisors are here to ensure your business thrives.
Long-term investments
Build a sustainable future with solutions designed for lasting success and competitive interest rates from over 25 lenders.
Empowered decision-making
Gain valuable insights to make informed decisions that benefit your business long-term.
How your business will succeed with Inovayt
Business-centric solutions
We’re for business growth. Our experts tailor solutions to suit your unique business needs and goals, with loan approvals in as little as 4 hours.
Expert guidance
Working as an extension of your team, our experienced advisors are here to ensure your business thrives.
Long-term investments
Build a sustainable future with solutions designed for lasting success and competitive interest rates from over 25 lenders.
Empowered decision-making
Gain valuable insights to make informed decisions that benefit your business long-term.
How do we work?
4 easy steps to get your foot in the door
Discovery
We know that one size doesn’t fit all. Let us take a moment to establish your individual financial goals.
Submission
After reviewing your financial position, we’ll provide you with the best options to make your decision.
Approval
Once approved by your chose lender, we finalise approvals and organise formal paperwork for sign off.
Settlement
We’ll carry out the settlement process for you with ongoing support.
Newcastle West
2 Dick St,
Newcastle West
NSW 2302
1300 354 355
Are you searching for a business loan?
For any company that’s under a bit of financial strain or even looking to free up some room in the budget, business loans offer a great solution. Your commercial broker will complete all the hard work for you to aid your business in achieving its goals. This could be hiring additional resources, scoping out a new office space or adding some breathing room to the budget.
Can a business overdraft benefit your company?
Nowadays, businesses can attach an overdraft to their account as a way to draw on extra funds. A business overdraft refers to a financial solution in which a line of credit is attached to your business bank account. It then gives you the opportunity to access funds beyond your current account balance (limits apply).
Could a business investment loan benefit you
A steady cash flow is a defining factor in the success of a business. However, your business generally can’t grow without injecting some money into it first. A business investment loan gives your company the opportunity to invest in staff, equipment, tools, etc., in order to grow your business.
Our most frequently asked questions
Having your own business is a whole new part of the finance world. We’ve come up with some of the top questions asked by business owners.
How can a business loan help your business?
Business loans are a fantastic option for companies who are looking to grow. Some of the benefits business loans have are:
- The opportunity to borrow $10,000 or more.
- The ability to make extra repayments with an optional fund redraw.
- The flexibility to make interest-only payments on the amount owing.
- The flexibility that comes with repayment option.
How can one of our commercial brokers in Lake Macquarie help you?
A commercial broker educates you on the financial ins and outs of your business. They work with you to help you make informed financial decisions that encourage business growth. Working with a commercial broker means:
-   You’re partnering with someone who has extensive commercial lending experience.
- Â Â You will benefit from strong relationships within the lender networks.
-   You’ll have the option to choose from over 30 lenders.
- Â Â You will represent your business to your chosen lender.Â
-   You’ll develop a long-term client relationship.
What’s the difference between bankers and brokers?
On the surface, they may seem the same, but there are quite a few important differences between bankers and brokers. Some of these include:
- The need to constantly explain your business due to a high turnover in business banking.
- Your best interests aren’t always kept in mind with a banker, as they are always looking after the best interest of the bank.The appetite changes in lending and policy that the banks have, which can restrict your business growth.
- A banker won’t spread your loan across multiple lenders as a way to reduce your risk.
- Banks can dictate the interest rates and fees due to the lack of competitive pressure.