Why choose Inovayt?
You come first
One size doesn’t fit all. We’re flexible to your individual needs and situation.
Expert experience
Over 15 years of experience in Australia’s most competitive markets.
Move quickly
Loan approvals in as little 
as 4 hours with our dedicated team.
Save money
We find the best rate for 
you from over 40+ 
leading lenders.
Why choose Inovayt?
You come first
One size doesn’t fit all. We’re flexible to your individual needs and situation.
Expert experience
Over 15 years of experience in Australia’s most competitive markets.
Move quickly
Loan approvals in as little 
as 4 hours with our dedicated team.
Save money
We find the best rate for 
you from over 40+ 
leading lenders.
Mortgage Brokers Geelong
The Geelong property market is a highly competitive one, with everyone wanting to purchase a slice of this seaside city. With a team of expert mortgage brokers by your side, you can ensure you’re increasing your chances of securing a property.
How do we work?
4 easy steps to get your foot in the door
Discovery
We know that one size doesn’t fit all. Let us take a moment to establish your individual financial goals.
Submission
After reviewing your financial position, we’ll provide you with the best options to make your decision.
Approval
Once approved by your chose lender, we finalise approvals and organise formal paperwork for sign off.
Settlement
We’ll carry out the settlement process for you with ongoing support.
Are you a first home buyer in Geelong?
Buying your first home is an experience like no other. At Inovayt, our team will take you through your personalised finance journey, from the time that buying a home is simply a dream right up until settlement. We tailor our advice to match your situation as we know that everyone’s path is unique.
Looking to buy your next home?
Are you at the stage of your life where you’re looking through real estate listings for your dream place? Or perhaps you’ve got a Pinterest board full of renovation ideas? Wherever you are in your homebuyer journey, we’re here to help you with your options, including advice on whether it’s best to purchase or renovate. We can also assist you with the decision to sell or rent your current home.
Are you ready to refinance?
When did you last reassess your mortgage? If it’s been longer than two years since you’ve evaluated your mortgage (and whether it’s still working for you), now’s the time. Your mortgage isn’t something you should only pay attention to when purchasing your property. You should review your home loan every couple of years or as your circumstances change.
Mortgage Broker in Geelong - FAQ's
Finance isn’t always straightforward, and some concepts may be more overwhelming than others. We know you have questions that need answering, so we’ve generated a list of our most commonly asked questions.
Why should I use a mortgage broker?
- They help you to gain pre-approval with strategies to save and prepare you for pre approval.
- They scour through various lenders and present scenarios that suit you.
- They advocate for transparency while trying to help manage your expectations.
- They play an integral role in stakeholder management.
- They act as a ‘middle person’ between you and the lender, saving you time.
- Most mortgage brokers don’t charge you.
How does a mortgage broker simplify the process?
- Â Â They are experts in the industry.
- Â Â They save you time and are on your side.
- Â Â They get to know your financial situation.
- Â Â They do the work for you.
-   They have access to things you don’t.
- Â Â They can guide you through the process.
-   They advise whether you’re eligible for deals and rates, such as the First Home Owners Grant in Victoria, the First Home Buyer Duty Exemption, First Buyer Duty Reduction, PPR Concession or an Off-The-Plan Concession
How would refinancing benefit me?
Refinancing is different for everyone, but it can provide significant benefits. Some of these possible benefits include:
- Â Â A reduction in your monthly repayments
- Â Â Fixed monthly repayments
- Â Â The chance to make extra repayments
- Â Â Debt consolidation
- Â Â Access to funds from the equity in your home
