Why choose Inovayt?
You come first
One size doesn’t fit all. We’re flexible to your individual needs and situation.
Expert experience
Over 15 years of experience in Australia’s most competitive markets.
Move quickly
Loan approvals in as little 
as 4 hours with our dedicated team.
Save money
We find the best rate for 
you from over 40+ 
leading lenders.
Why choose Inovayt?
You come first
One size doesn’t fit all. We’re flexible to your individual needs and situation.
Expert experience
Over 15 years of experience in Australia’s most competitive markets.
Move quickly
Loan approvals in as little 
as 4 hours with our dedicated team.
Save money
We find the best rate for 
you from over 40+ 
leading lenders.
Mortgage Brokers Newcastle
No two home loans are the same – just like no two financial situations are the same. Finding a home loan that works for you can be a time consuming thing. By utilising a mortgage broker, however, you can save time and hassle in finding the right loan for you, to help get you into your new home sooner.
How do we work?
4 easy steps to get your foot in the door
Discovery
We know that one size doesn’t fit all. Let us take a moment to establish your individual financial goals.
Submission
After reviewing your financial position, we’ll provide you with the best options to make your decision.
Approval
Once approved by your chose lender, we finalise approvals and organise formal paperwork for sign off.
Settlement
We’ll carry out the settlement process for you with ongoing support.
Are you a first home buyer in Newcastle?
Buying your first home is one of the first significant investments you’ll make. While the thought of owning your own home is exciting, there are many concepts that may be foreign to you which can often cause overwhelm. A mortgage broker can help simplify the process for you and guide you through the first home buyer journey.
Buying your next home
Are you ready to buy your next home? Regardless of whether you’re purchasing your next home to live in or as an investment, our mortgage brokers in Newcastle can assist you. Knowing where to start is often the hardest part. Our team of experts are here to simplify the process and get you into your next home quicker.
Looking to refinance?
Significant changes in your circumstances is one key reason to consider refinancing. However, regardless of if your financial situation has changed or not, you should be looking to reassess your mortgage every two years. A mortgage broker can go through refinancing options that could help you save money in the long-run.
Mortgage Broker in Newcastle - FAQ's
No matter what stage of your home buying journey you’re at, there’s bound to be questions. Here are some of the things our mortgage brokers are asked the most.
Why should I use a mortgage broker?
Mortgage brokers assist you through the home buying process – from the initial phone call all the way up to settlement. The liaise with lenders on your behalf and make sure you’re getting the best deal.
- They assist you to strategise your savings and prepare you for pre-approval.
- They source and present multiple lending scenarios.
- They help you to manage your expectations and advocate for transparency.
- They assist with stakeholder management.
- They can save you time by acting as a ‘middle person’ between you and the lender.
- Most mortgage brokers don’t charge you.
How does a mortgage broker simplify the process?
- The home buying process is simplified by a mortgage broker as they take on the application process for you. A mortgage broker saves you time by using their expertise to liaise with both internal and external stakeholders to find you the best loan to suit your situation. They also check to see if you’re eligible for grants such as the NSW First Home Buyer Grant and the NSW First Home Buyer Assistance Scheme.
How would refinancing benefit me?
Refinancing gives home owners the chance to obtain a reduced monthly repayment amount on their current home loan. By reassessing your mortgage every two years or as your circumstances change and refinancing when you need to, you’ll ensure you’re getting the best possible rate. There’s also the opportunity to consolidate debt and access extra cash via the equity in your home.
- Reduced monthly repayments
- Consolidation of debt
- Access to cash via the equity in your home
